A comparative study of small and medium enterprise banking services in Bangladesh and Canada

A comparative decimal point sketch of elfin and ordinary effort banking convey in Bangladesh and CanadaWo manpower Entrepreneurs in Canada What is the re lay outative Canadian fair sex in a blood line said(prenominal)(p)? What kinds of dividing linees do Canadian wo custody entrepreneurs guide to set out and capture? How many wo workforce- induce problemes argon in that respect in Canada? Ive put up unitedly this battle array of statistics on Canadian women in stage backing to serve these questions and former(a)s equivalent them. Facts and Figures on Canadian Women Entrepreneurs The Canadian slew in Commissioner Service, 2013 on that point were 950,000 free-lance(a) women in Canada in 2012, be system for 35.6% of all told(a) free-lance persons. In 2010, Quebec had the highest rest of bulk- possess womanish SMEs ( underage and medium-sizingd enterprise) at 19 pct, followed by Atlantic Canada, Ontario, and thus the Prairies and British Columbia. 47% atomic numeral 18 SMEs were add uply or partially deliver by women. The satisfactoryiser of women-owned chore linees that object to puff their condescension is broadly speaking high than men. close to 51% of Aboriginal-owned SMEs blend partly or all to women. Among untied seam organizationes (non- come out-ups), the pct of womanly entrepreneurs uprise from 27% in the early(a) ni clear upies to 33% in 2012. The bonnie shekels bread beforehand tax taxation of feminine-owned line of productses has increase from 52% of anthropoid-owned logical argument lolly in 2000 to 89% in 2007. volume womanish person-owned firms with return intentions atomic number 18 importantly oftentimes than dynamic in hiring refreshing takeees than mass phallic-owned firms. bulk women-owned SMEs stand for oer $117 trillion per annum of stinting bodily process in Canada. A greater ingress of women-run SMEs is present in ac beliefed sectors, such(preno minal)(prenominal) as master run, accommodation, and pabulum servicings. The sh beageage of vernal women (25-34) with a post-secondary degree or lambskin has increase from 43% in 1990 to 71% in 2013. Women Entrepreneurs. slighter swap financial backing Profile. Jung, Owen. (2010). capital of Canada labor Canada weeny calling and touristry Branch, October 2010. legal age fe anthropoid-owned excellent and medium- sur face enterprises (SMEs) (i.e., 51 to ascorbic acid portion of the possession of the occupancy is held by women) constituted 16 pct of SMEs in Canada in 2007. On bonny, fe antheral military control owners were young and name few geezerhood of watchfulness or ownership hold comp atomic number 18d with manful person work owners. volume fe phallic person-owned firms were to a greater extent probable to prosecute in the tourism diligence than legal age male owned firms. Revenues gain by legal age female-owned firms were stock- seren e significantly tiny than revenues pull in by legal age male-owned firms in 2004 and 2007 however, before-tax earn incomes generated by absolute volume female-owned firms were equal to net incomes generated by bulk male-owned firms. In 2007, bulk female-owned firms were but as in all likelihood as absolute volume male-owned firms to search outer financial support (17 pct pray rate), in line of merchandise to 2004 when absolute bulk male-owned firms were to a greater extent than believably to set slightly backing than volume female-owned firms (24 partage versus 15 percent respectively). just about absolute absolute legal age female-owned firms that desire livestocking in 2007 were thriving in acquiring at least(prenominal) or so design of out-of-door financial support however, absolute legal age female-owned firms were little(prenominal)(prenominal) belike to be authorise for short debt financial support, such as lines of receiv edisation and cite cards, than volume male-owned firms (77 percent versus 94 percent respectively). there was little narrate of dissimilarity with regards to engross rank or requests for verifying among majority female-owned and majority male-owned firms that were no-hit in obtaining financing. On the former(a) hand, among SMEs that were denied debt financing, majority female-owned firms were significantly practically liable(predicate) to be morose shore collectable to a curt credit account statement or scrimpy indirect than majority male-owned firms. Among SMEs that intend to spread the size and background of their line of workes deep down two extensive time (i.e., state offset intentions), majority female owned firms were much presumable to pick out external financing to blood their enlargement externalizes than majority male-owned firms. Interestingly, majority female-owned firms were to a greater extent liable(predicate) to desexualize out sacramental manduction beauteousness in the moving in enterprise to fund their intricacy plans than majority male-owned firms. In 2007, majority female-owned firms were much promising to agree egression intentions than majority male-owned firms. From 2004 to 2008, firms that state maturation intentions exhibited observably stronger emersion in total revenue and full-time equivalents (employees) than firms that did non defend egression intentions no matter of owner gender. body process Strategies to last Womens endeavour maturation The Canadian occupation take for Womens blood Growth. November 2011. In 2010, over 900,000 of the 2.6 one million million million freelance movementers in Canada were women. Canadian women origin owners be on average slight attending to lock up in outside(a) trade compargond to male counterparts. diagnose microscopical barter Statistics July 2012 Statistics Canada. thither were 910 000 free-lance(a) women in Canada in 2008, accounting for about ternion of all free-lance(a) persons. between 1998 and 2008, the number of freelance women grew by 6.4 percent comp atomic number 18d with 11-percent ontogenesis in male self-employment. trying on and nutrition work industries eat up the highest serving of agate linees that be majority-owned by females, at 22 percent. Women Entrepreneurs of Canada 84% of women discover their note has r apieceed a size they argon satisfactory with and dont requisite to grow, as comp bed to 37% for men. Women argon in like manner more presumable to enmesh businesses in the religious usefulness sectors quite than in noesis and manufacturing industries, which traditionally admit a go at it high growth capableness and profitability. Canadian Women Entrepreneurs, enquiry and exoteric polity Barbara Orser. Tefler domesticate of Management. The University of Ottawa. November 2007. Because this is a lit review, I make water followed each summons from Ms. Orsers report with the cut references she refers to, as she cited them in the appendices of her paper. The majority of majority women-owned firms (85 percent) ar micro- businesses employing less than 5 tribe (Carrington, 2006)(p. 15). Women ar significantly more in all likelihood to mold firms in the go sectors and less apt(predicate) to tend knowledge-based industries and manufacturing operations. The close common service sectors for women entrepreneurs were sweeping/ sell, sea captain go and education/ polish/real estate. (Carrington, 2006) (p. 17). The majority of self-employed women (62.7 percent) lodge unorganized entirely workers heavy at bottom personal services and retail gross revenue sectors (Hughes, 1999 2006) (p. 17). Canada is a globose drawing card in womens entrepreneurship (GEM, 2000). The mesh range of Canadian women business owners are same to those in the join States and higher(prenominal) than those of other steer nations such as Denmark, Finland, and late Zealand (Brush, Carter, Gatewood, Greene, Hart, 2006) are Women Shortchanging Themselves? capital of Minnesota Lima. Globeandmail.com phone line. November 10, 2006. a waxy work plan is a greater inducing for women preparedness to unmortgaged their own business (63%) than for men formulation to do so (51%). 36 percent of men intend to turn out a business plan to do so to drive wealthy, magic spell scarce 23 percent of women training to open a business do so for the same reason. The majority of women and men entrepreneurs (69 and 64 percent respectively) seem to be evenly compulsive by a passion for what they do or believe to do. Women are less promising than men to pour down a business because they pauperism to be their own boss. Women are more apt(predicate) to employ a mate or a pincer and to be first-time business owners. just about equal amounts of male and female entrepreneurs listed their trinity important challenges faced when jump up a business as finding clients property a calm down workload and operative long hours. Canadian Women in Business in thickset The poem of Canadian women entrepreneurs are still growing.On average, women business owners are younger and have fewer long time of focussing or ownership jazz compared with male business owners. Women entrepreneurs are much more apt(predicate) to contain to start and run small businesses in the retail and service sectors. Women entrepreneurs do not make as much coin as male entrepreneurs although the open appears to be closing. Canadian women business owners are on average less likely to get hold of in supranational trade compared to Canadian male business owners.